Industries We Serve

Specialized Insurance Solutions for Every Sector

No two businesses are alike. A long-haul trucker faces very different risks than a downtown restaurant owner. At Bearstar Insurance Services, we don't believe in generic coverage. We leverage our network of top-rated carriers to build industry-specific insurance packages tailored to your unique operations.

Here are just a few of the industries we specialize in:

Construction & Contractors

From independent handymen to large-scale general contractors, we understand that one accident on a job site can jeopardize your business. We provide the coverage you need to get on the site and get paid.

• Key Coverages: General Liability, Workers' Comp, Builder's Risk, Tools & Equipment (Inland Marine).

• Specialty: Instant Certificates of Insurance (COIs) to keep your projects moving.

Trucking & Transportation

Whether you are a single owner-operator or manage a fleet of commercial vehicles, we keep your wheels turning. We understand the strict federal and state requirements for transportation.

• Key Coverages: Primary Liability, Motor Truck Cargo, Physical Damage, Non-Trucking Liability (Bobtail).

• Specialty: Assistance with FMCSA filings and heavy-haul operations.

Real Estate Investors & Landlords

Protecting your portfolio requires more than just a basic property policy. Whether you own single-family rentals, apartment complexes, or commercial warehouses, we protect your assets and your passive income.

• Key Coverages: Lessor’s Risk Only (LRO), Loss of Rents, Vacant Property Insurance.

• Specialty: Multi-location schedules for investors with large portfolios.

Property Management Companies

Property managers face a unique set of risks—acting as the middleman between tenants and owners. You need protection not just for the properties you visit, but for the professional advice and services you provide.

• Key Coverages: Professional Liability (E&O), General Liability, Cyber Liability (for tenant data).

• Specialty: Coverage for tenant discrimination claims and wrongful eviction lawsuits.

Restaurants, Bars & Nightlife

The hospitality industry runs on thin margins and high volume. One slip-and-fall or one food safety issue shouldn't close your doors. We help you navigate the complex world of food service risks.

• Key Coverages: Liquor Liability, Food Spoilage, Equipment Breakdown, Assault & Battery coverage.

• Specialty: Custom packages for fine dining, fast casual, and late-night establishments.

Hotels & Motels

When you have guests sleeping under your roof, your liability exposure is 24/7. We provide comprehensive packages for franchise hotels, boutique motels, and bed & breakfasts.

• Key Coverages: Guest Property, Premises Liability, Business Interruption, Cyber Liability (Reservation Systems).

• Specialty: Amenities coverage for pools, gyms, and shuttle services

Automotive Services

If you touch, repair, or sell customer vehicles, standard liability isn't enough. We cover the specific "Garage Liability" risks of auto repair shops, body shops, and used car dealerships.

• Key Coverages: Garagekeepers Legal Liability, Dealer Plates, Workers' Comp.

Manufacturing & Wholesale

If you make it or move it, we insure it. We help manufacturers and distributors protect their supply chain, their inventory, and their product liability in case a product causes harm down the line.

• Key Coverages: Product Liability, Cargo/Transit, Equipment Breakdown.

Don't See Your Industry Listed?

This is just a sample of the businesses we cover. As a full-service agency, we have access to markets for:

• Retail Stores

• Professional Services (Lawyers, CPAs, Consultants)

• Medical & Dental Offices

• Non-Profits

• IT & Technology Firms

Let us build a policy that works as hard as you do.

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Phone

(888) 601-0088 Ext 108

Email

jesus@bearstarins.com

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